Building Material Distributors &
Manufacturers General Liability

Policy Structure

Occurrence Based Primary General Liability

Available Limits

$1M/$2M/$1M
$1M/$2M/Incl.

Carrier

Admitted and Rated A VIII by AM Best

Minimum Premium

$4,000

Deductibles

$2,500 - $25,000

Territory

California, Nevada

Sampling of Eligible Classes

• Bolt, Nut, Rivet, Screw or Washer Mfg.
• Building Material Dealers-Retail or Wholesalers
• Concrete Products
• Door or Window
• Heating / Air Mfg. and Dist.
• Plumbing Fixtures / Supplies Mfg., including Valves
• Tank Building or Mfg.
• Wire, Rope or Cable Mfg.

We are not a market for the following:

Aircraft Products, Aerosol Products, Chemical Products, Cranes, Explosives, Medical Products, Hand Tool Mfg., Helmets & Protective Gear Mfg., Lead, Asbestos, and Other Hazardous Substance Products, Scaffolding and Ladder Mfg., Traffic Control Equipment

Submissions Requirements

Completed Acord application, Westcaps’ BMDM supplemental application, including a thorough product description
Product Brochure / Website
Five Years of Prior Gross Receipts
Five Years of Current Carrier Prepared Loss Runs